Pioneer Precipice
Social enterprises face a funding gap after the initial grants Equity is not often the right capital and there is need for debt to grow.
Debt Desert
Lenders perceive social enterprises as risky, leaving a critical gap that threatens the long-term sustainability and impact of the business.
Community Cost
Communities do not get the market solutions that can give them agency, options, better quality of life and economic resilience.
What GEAR Addresses
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Financial Access:
Guarantee mechanisms that enable enterprises to secure affordable credit from commercial lenders.
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Market Linkages:
Connecting enterprises with public and private sector opportunities, buyers, and value chain partners.
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Capacity Building:
Focused technical assistance to scale the business and impact and thereby becoming bankable.
Why credit guarantees don’t help a range of MSMEs
7 min read
Article published in The Hindu Business Line When banks are offered a sovereign guarantee, they do not suddenly lend to the most excluded. A guarantee only changes the cost of being wrong. And if the lender cannot read the borrower at all, the guarantee changes nothing.
Blended finance
Loan access to social enterpises: Notes from the Webinar
6 min read
The session on loan access for social enterprises in India shared key learnings from lenders and a founder who had successfully raised capital for scaling.
Blended finance
Webinar
Climate resilience
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