Pioneer Precipice
Social enterprises face a funding gap after the initial grants Equity is not often the right capital and there is need for debt to grow.
Debt Desert
Lenders perceive social enterprises as risky, leaving a critical gap that threatens the long-term sustainability and impact of the business.
Community Cost
Communities do not get the market solutions that can give them agency, options, better quality of life and economic resilience.
What GEAR Addresses
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Financial Access:
Guarantee mechanisms that enable enterprises to secure affordable credit from commercial lenders.
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Market Linkages:
Connecting enterprises with public and private sector opportunities, buyers, and value chain partners.
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Capacity Building:
Focused technical assistance to scale the business and impact and thereby becoming bankable.
Why credit guarantees don’t help a range of MSMEs
7 min read
When banks are offered a sovereign guarantee, they do not suddenly lend to the most excluded. A guarantee only changes the cost of being wrong. And if the lender cannot read the borrower at all, the guarantee changes nothing.
Blended finance
Notes from the SF Climate Week Webinar
6 min read
The session on capital access for climate resilience with guarantees shared key learnings from a donor, lender and a intermediary who had successfully deployed guarantee capital for catalyzing loans.
Blended finance
Webinar
Climate resilience
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